This is how to get your money back quickly and easily

Each public health insurance company in Germany has a significant budget earmarked for prevention, and is required by law to reimburse prevention health courses, which have been vertified by the Central Prevention Center (zentrale Prüfstelle Prävention). Thus, the health insurances have an incentive to make reimbursement easy.

And this is how it works in three steps:
  1. Book our course here.
  2. Once you’ve completed the course, you will automatically receive a certificate of participation via email from us (due to regulatory reasons this “Teilnahmebescheinigung” has to be in German). On this certificate, you only need to add your banking details and forward it to your health insurance provider (via mail or upload to their respective member portals).
  3. Within a few days, the money will will be transferred to your account from your health insurance. Most statutory health insurance providers reimbuse the full amount for the entire course (check your provider for details).

Note: You do not need a prescription and as long as you haven’t submitted a prevention measure for remibursement to your provider this year, your health insurance is required by law, to reimburse the costs!

The following table lists the amount of reimbursement per health insurance company and provides the link for processing reimbursement on the respective homepages.

If your health insurance provider is not in this list, it might still reimburse the costs – to keep this table lean, we’ve decided to only list the providers with the most customers.

Health Insurance

Reimburses

Link

AOK Bayern
AOK Rheinland/Hamburg
AOK Nordost
AOK Hessen
AOK Rheinland-Pfalz/Saarland

100%

AOK Niedersachen

85%

AOK Bremen/Bremerhaven
AOK Nordwest

80%

Barmer

100%

BIG direkt gesund

100%

Audi BKK

95%

Bahn BKK

80%

BKK Mobil Oil

100%

Novitas BKK

100%

VBU BKK

80%

SBK Siemens Betriebskrankenkasse

75%

Pronova BKK

80%

DAK

80%

Hanseatische Krankenkasse

80%

hkk Krankenkasse

80%

IKK classic
IKK Südwest
IKK Nord

 

100%

ikk gesund plus

partial

SVLFG – Landwirtschaftliche Alterskasse

 

80%

Kaufmännische Krankenkasse

90%

Knappschaft

 

100%

mh Plus

80%

Techniker Krankenkasse

 

100%

viactiv Krankenkasse

100%

Sources: Company websites of health insurance providers All information is subject to change. Status 01.10.2020

You have more question about reimbursement? Please write us a message to stress(at)zentor.me.